Finance

Car Finance Made Easy

Affordable options, trusted advice, quick approval — all in one place.

At BCC, we partner with experienced, trusted finance brokers to secure the best car-loan options for you. Whether you’re buying a first car or upgrading to something bigger, we’ll help you find repayment plans that suit your budget.

Here’s what you can expect when choosing to finance through us:
  • We compare multiple lenders so you don’t have to.
  • You’ll get a clear, honest breakdown of your repayments (interest, term, fees).
  • The application process is streamlined — less paperwork, faster decisions.
  • Our team is here to guide you from inquiry to approval, every step of the way.
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  • Tailored to you — We match offers to your financial situation
  • Transparent terms — No hidden fees, no surprises
  • Fast decisions — Get pre-approval or final answers quickly
  • Local trust — We’ve served Ballarat for over 30 years
  • One-stop shop — We handle the liaison with lenders
  • Flexible plans — You choose the term that works for you
What You'll Need
To help assess your eligibility and speed up the process, you’ll typically need:
  • Proof of identity (e.g. driver’s licence, passport)
  • Recent payslips or proof of income
  • Bank statements
  • Details of any existing finance or liabilities
  • Information about the car you intend to purchase
 
If you’re unsure, just bring what you have and we’ll guide you the rest of the way.
Next Steps
Ready to explore finance for your next car?
 
  • Fill out our quick finance enquiry form and we’ll be in touch ASAP
  • Call us to chat through your options with our finance specialist
  • Visit our Wendouree yard — we can begin your application on the spot
 
We’re here to make car finance easy, transparent, and stress-free for you.
Frequently Asked Questions
Do I need to organise my own finance?

Not at all! We can help you every step of the way. Our trusted finance partners compare multiple lenders to find a loan that suits your budget and needs.

Yes — our brokers work with a wide range of lenders, including those who specialise in helping people with less-than-perfect credit. We’ll do our best to find a solution that works for you.

Most applications are processed within 24 to 48 hours. In many cases, you could even be approved the same day!

You’ll generally need photo ID, proof of income (such as payslips or bank statements), and details of any existing loans. If you’re unsure, we can guide you through what’s required.

Absolutely! Trading in your old vehicle can help reduce the amount you need to finance — making your new car even more affordable.

No — applying for finance with us is completely obligation-free. You’ll have the chance to review all your options before making any decisions.

Finance Made Simple

Contact Us Today

Simply fill out our quick form or give us a call and we’ll guide you through every step.

(03) 5336 2158